- step one appropriate ID (Passport, Driver’s license, SSS)
- 1 Proof Billing (power, drinking water, landline)
- Latest step one-day payslip or evidence of income
Charges & Fees
A running percentage from eight% is actually subtracted from the net loaned amount for every processed financing. 5% daily in addition to a belated fee payment of Php500.
- Lender Deposit (Over the counter, On the internet Financial, ATM)
- Dragon Shell out (7-eleven, Cebuana, LBC, SM Robinson Commission Locations and you will Bayad Centers)
Debtor Obligations While in the Application for the loan
- Look at the deal meticulously and make certain you are aware the latest terminology prior to signing.
- Don’t overstate your revenue, a position period, and you can property.
- Be honest on prior otherwise most recent credit trouble; statement all your costs.
- Don’t list phony all about your loan app, and don’t provide untrue help documents.
As to why Prefer Vidalia Credit
Vidalia Lending may only be accessible in order to people throughout the Metro Manila area. Still, certainly, their financing items are built to uplift this new lifetime of the people by taking care of their economic need. With lots of funding organizations regarding Philippines, there are a few reason users will want to prefer Vidalia Financing.
Even offers zero Prepayment Penalty
With finance penalizing people that require to cover their loaned wide variety in advance, customers are this is settle their loans sooner than its due dates with Vidalia. They know one to particular customers need to get rid of additional concerns and you will notice money, and so they support them.
Easy and quick Procedure
Specific applications that have Vidalia Credit is done a hundred% on the internet. Regardless of how people need to process its loan applications, the brand new acceptance process is quick, and you may consumers can ascertain the consequence of their loan application in this 48 hours.
Offers Low-Equity / No Guarantor Financing
The fresh nightmare that most some one face whenever applying for that loan was equity otherwise a guarantor. Very few users should be able to present security in the event that you would like comes. And to along with means relatives otherwise members of the family are an effective guarantor can be a stress. Hardly any would wish to share a similar legal obligations as the newest debtor instead gaining something aside from a possible accountability.
Available for Anyone and you will Businesses
The wonderful thing about Vidalia Credit is where they make financing items available not merely for people but for businesses lookin from the expanding businesses. What makes the organization financing more attractive is that they give non-equity business loans.
Vidalia Lending adheres to rigorous data privacy recommendations for the customers. They ensures that all the data and you may suggestions distributed to him or her won’t be common neither ended up selling in order to exterior people.
Zero Hidden Fees or Fees
The charge one customers would have to spend might possibly be found at the beginning of the process. He’s got wanted to and you can signed up for the charges and you will fees that they’ll have to pay in the course of their loan label. They don’t need to pay one costs once they settle their funds early.
Trying to get financing is very simple and you can timely. Consumers can also online payday PA be personally visit the webpages off Vidalia Financing to begin with the application form procedure by hitting the brand new reroute button from the the upper latest webpage immediately after which hitting the fresh funds area.
To have very first-big date consumers, maximum loanable amount is actually Php10,100 however for recite individuals, the maximum loanable number try Php 15,one hundred thousand.
For personal Money otherwise Paycheck Money, customers get in person look at the site’s Personal loan part to use for personal Fund or perhaps the web site’s Income financing area to make use of to have Salary Money. Next, initiate the loan app and start filling out the details.